Answers to your questions about the new health insurance rules

Beginning January 1, 2014, most Americans will be required to have health insurance coverage. The Missouri Health Insurance Marketplace (at allows you to shop for health insurance coverage and get financial help.

The Missouri Health Insurance Marketplace is open for enrollment beginning October 1, 2013

Medicare recipientsyour coverage and enrollment will not be affected by this law. Read more here.

Getting to the Missouri Marketplace

Missourians can access the Missouri Health Insurance Marketplace by visiting Here you can shop for plans, compare options, see if you qualify for financial assistance, and enroll for coverage beginning October 1, 2013.

A toll-free call center is available 24 hours a day, seven days a week. Individuals and families can call 1-800-318-2596 (TTY: 1-855-889-4325) to talk to a person who can help. Small businesses can call 1-800-706-7893 (TTY: 1-800-706-7915).

Live Chat also available @ or

Enrollment Assistance

In person assistance can be found through the licensed Patient Navigator organizations* listed at the link below. Local Navigators may also be found by calling the hotline: 1-800-318-2596.

* Patient Navigators are licensed and paid through federal funding. Navigators in Missouri must also be licensed by the state. Patient Navigators are not allowed to charge for their services or accept money from you to pay for your coverage in the marketplace. To check a license, click here

To read more about how to protect yourself from insurance fraud, read Attorney General Koster’s Press Release.

Helpful Tools Printable Forms
Find in Person Assistance Near You (from

Calculate costs for you or your family (from the Kaiser Family Foundation)

Calculate costs for your small business (from the Small Business Majority)

Educational Events in Missouri (from

Printable Application Form (short form)

Printable Application Form (long form)

Prepare to Enroll (from the Centers for Medicare and Medicaid)

Marketplace application checklist(from the Centers for Medicare and Medicaid)

Choosing a Health Plan (from the Centers for Medicare and Medicaid)

More information

Below are links to trusted government websites where you can find unbiased answers to your questions about the Health Insurance Marketplace

Centers for Medicare and Medicaid Services

​Internal Revenue Service Learn about premium tax credits, subsidies, and penalties

The following organizations are supporting health reform education. The library does not formally endorse the missions of these organizations, but has found their information to be credible

Kaiser Family Foundation Find information about Health Reform at a national level

Cover Missouri Coalition Find information about how the Affordable Care Act will impact Missourians

Small Business Majority Find information for small businesses and the SHOP Marketplace

H/T: St. Charles City-County Public Library

One thought on “Answers to your questions about the new health insurance rules

Comments are closed.